This facility offers interest at the rate that the Government 'deems' pensioners to be earning on their financial investments when calculating their entitlements.

For further information on Pensioner Deeming visit the Australian Government Centrelink website. www.centrelink.gov.au

Investments in Banksia Securities Limited may only be made on an application form accompanying a current prospectus which contains full details of investments with the company.

Banksia Securities Limited ("BSL") offers investments in debentures and is not a bank. All investments involve risk and investors risk losing some or all of their principal investment. BSL debentures do not have a credit rating by a recognised credit agency. This means no independent assessment has been made about the risk of loss to investors. Before investing in these products you should read the current prospectus and be satisfied about their suitability for your needs. A prospectus is available from any branch, by calling 1800 333 114 or from the website www.banksiagroup.com.au. Rates are current as at 16 April 2010 and are subject to change without notice.

Rates

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